Terms and Conditions

Last updated: This is a general draft template and should be reviewed and adapted to reflect your specific business practices and applicable law before publication.

1. Acceptance of Terms

By accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service. These Terms apply to all visitors, users, and others who access the Service.

2. Description of Service

Loyal Vestwardship provides an AI-powered data-analysis platform intended to help traders and private wealth managers evaluate execution decisions against a defined risk tolerance. The Service is provided for informational and analytical purposes only and does not constitute financial, investment, legal, or tax advice.

Loyal Vestwardship does not guarantee any particular outcome, return, or level of accuracy from use of the Service. Any analysis, output, or recommendation generated by the Service should be independently verified before being relied upon for any decision.

3. Eligibility and Account Registration

To access certain features of the Service, you may be required to request access and create an account. You agree to provide accurate, current, and complete information during any registration process and to keep such information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

You must be legally capable of entering into a binding contract in your jurisdiction to use the Service. Loyal Vestwardship reserves the right to refuse access, suspend, or terminate accounts at its discretion, particularly where these Terms have been violated.

4. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law, regulation, or third-party right;
• Reverse-engineer, decompile, or attempt to extract the underlying models, algorithms, or source code of the Service;
• Interfere with, disrupt, or place undue load on the Service's infrastructure;
• Use automated means to scrape, copy, or redistribute data or outputs from the Service without authorization;
• Misrepresent your identity or affiliation, or use the Service to facilitate fraudulent activity.

5. Subscription, Access, and Fees

Access to certain features may require submission of a request and approval by Loyal Vestwardship, and may be subject to fees, subscription terms, or usage limits communicated separately at the time access is granted. Unless otherwise stated, fees are non-refundable except where required by applicable law. Loyal Vestwardship reserves the right to modify pricing or access tiers with reasonable notice.

6. No Financial Advice

Nothing provided through the Service constitutes an offer, solicitation, or recommendation to buy, sell, or hold any financial instrument. All trading and investment decisions are made solely at your own discretion and risk. You acknowledge that markets are unpredictable and that past performance, model output, or historical data referenced within the Service is not indicative of future results.

You are solely responsible for evaluating the suitability of any decision made in connection with your use of the Service, and for consulting qualified professional advisors as appropriate before acting on any information derived from it.

7. Intellectual Property

The Service, including its software, design, text, graphics, underlying technology, and all associated intellectual property, is owned by or licensed to Loyal Vestwardship and is protected by applicable intellectual property laws. Subject to your compliance with these Terms, Loyal Vestwardship grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for its intended purpose. No other rights are granted by implication or otherwise.

8. User Content and Data

Where you submit data, inputs, or materials to the Service ("User Content"), you retain ownership of that content, and you grant Loyal Vestwardship a limited license to process it solely for the purpose of providing and improving the Service. You represent that you have all necessary rights to submit such content and that it does not infringe any third-party right.

9. Third-Party Services and Links

The Service may reference, integrate with, or link to third-party tools, data sources, or websites that are not owned or controlled by Loyal Vestwardship. Loyal Vestwardship is not responsible for the content, accuracy, or practices of any third-party services and does not endorse them. Your use of any third-party service is at your own risk and subject to that third party's own terms.

10. Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express, implied, or statutory, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, or uninterrupted availability. Loyal Vestwardship does not warrant that the Service will be error-free, secure, or continuously available.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Loyal Vestwardship, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, trading losses, or goodwill, arising out of or related to your use of, or inability to use, the Service, regardless of the theory of liability. Where liability cannot be excluded under applicable law, Loyal Vestwardship's total aggregate liability shall be limited to the amount, if any, paid by you for access to the Service in the period immediately preceding the event giving rise to the claim.

12. Indemnification

You agree to indemnify and hold harmless Loyal Vestwardship and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

13. Suspension and Termination

Loyal Vestwardship may suspend or terminate your access to the Service, in whole or in part, at any time and without prior notice, including where you have breached these Terms, where required by law, or where continued provision of the Service is no longer commercially viable. Upon termination, provisions of these Terms which by their nature should survive will remain in effect, including intellectual property, disclaimers, limitation of liability, and indemnification.

14. Changes to the Service and Terms

Loyal Vestwardship reserves the right to modify, suspend, or discontinue any part of the Service at any time. Loyal Vestwardship may also update these Terms from time to time; material changes will be indicated by revising the "last updated" reference on this page. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Loyal Vestwardship operates, without regard to conflict-of-law principles. This section is provided as a general placeholder and should be finalized to reflect your actual chosen governing law and dispute-resolution process.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

17. Entire Agreement

These Terms, together with the Privacy Policy and any other legal notices published by Loyal Vestwardship on the Service, constitute the entire agreement between you and Loyal Vestwardship regarding your use of the Service, superseding any prior agreements.

18. Contact

Questions regarding these Terms should be directed through the contact channels made available on the Loyal Vestwardship website.